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Mature african american man sad with head and hand on cane by a window.
Common Ways They Deny Your ERISA Long-Term Disability Insurance
A long-term disability insurance company may reject you outright. Or they’ll award benefits but shortchange you on the amount. Or they’ll pay benefits for a while then later cut you off.
The Clarkson Pennington long-term disability attorneys have seen and dealt with these situations and many more:
- You received less money than you should according to the terms of your long-term disability insurance policy.
- The plan administrator claims you were not employed by the company where you were covered at the time you developed a disability.
- The insurer argues you’re capable of working a different job, but you must be unable to work, so you’re not eligible for benefits.
John Pennington is an ERISA lawyer who has helped hundreds of Alabamians with their insurance claims since 1990.
John was trained and worked as a nurse before he became a lawyer, so he has extensive knowledge of injuries and diseases that can take you out of work. And he knows what medical documentation you can get to prove your claim and win life-changing benefits.
It costs you nothing to contact our long-term disability attorneys and talk. Let’s see how we can help you.
Get My Free Consultation! »
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How to Appeal Your ERISA Long-Term Disability Insurance Denial
When an insurance company refuses to help you, you need to be careful how you proceed.
You should know this:
- First you must file an administrative appeal with the insurance company.
- YOU HAVE 180 DAYS to file your appeal once you receive a denial of benefits.
- If they still deny you, you can take your claim to federal court.
- At federal court, you can’t add any new evidence that wasn’t part of your first appeal to the insurance company.
- YOUR APPEAL MUST BE COMPREHENSIVE FROM THE START.
A skilled Alabama long-term disability lawyer can make sure you get everything right—and get the best chance of receiving benefits.
Because the clock is ticking, talk to the Clarkson Pennington disability lawyers as soon as you can.
If you wait too long, you may not be able to get the best medical evidence into your appeal in time for a strong case in court.
In the face of serious medical conditions and resistance from the insurance company, talk to our ERISA lawyers right away to protect your lifestyle and financial future.
Contact Us Today! »Other Ways Clarkson Pennington Law Can Help You
Clarkson Pennington Law connects people in need with benefits and compensation that can make their situations better. Our attorney serves people all over Alabama with these kinds of cases:
Do You Have Questions About Social Security Disability?
Social Security Disability is a huge, complicated program that often doesn’t seem like it cares much about you and your needs. Can’t get answers to your questions? Your disability attorney from Clarkson Pennington Law is the one who truly cares and guides you. Talk to us.
Common Questions About SSD »
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